SBDO Programs
Our Shared Business Development Officer (SBDO) programs allow you to partner with an experienced commercial lender in your market(s) and provides opportunities for loan participations.
Join an SBDO Model
CBS shared business development officers (SBDO) can help you originate higher-dollar loans at competitive rates and terms. The CBS SBDO is your commercial lending expert representing the face of your Credit Union at networking and community events. By joining an SBDO model, you will have access to additional benefits such as:
- Portfolio diversification, including borrower, industry, and geographical concentration
- Mitigate cap and concentration issues through our participation network1
- Benefit from a dedicated person to drive business to your Credit Union
- Access to a wealth of resources, including:
- Local loan originations reviewed by local underwriters
- Collaborate with Credit Unions in your area
- Compete with national, regional, and community banks through a shared collaborative
Footnote: 1Member Business Loans, where your credit union is the lead lender, count against the 12.25% cap. However, commercial loans (participations) do not count towards your credit union's Member Business lending cap.