Commercial Lending
CBS delivers premier commercial lending services and cutting-edge software solutions to financial institutions. Partnered with over 140 credit unions in 17 states, our dedicated professionals provide financing expertise on all property types nationwide.
Commercial Lending Software and Loan Services
CBS is not your average commercial lending institution. Providing commercial loans to businesses through a credit union cooperative was a relatively new concept when CBS opened its doors in 2003.
Need a Loan?
Commercial Lending
CBS offers commercial real estate (purchase or refinance; retail, office, industrial, multi-family, medical/dental & more), construction financing, term loans, and SBA loans, up to $30,000,000.00.
Conventional Loans
Our conventional loans can be used to purchase, refinance, or construct commercial real estate and machinery and equipment.
SBA Loans
Our SBA 7a and 504 loan programs provide small business borrowers access to capital for their owner-user businesses.
COMPREHENSIVE COMMERCIAL SOLUTIONS
Commercial Lending Software
CBS has built our name on providing solutions to help you maximize efficiencies and return on investments in commercial lending.
Commercial Lending Portfolio Reporting: ExRA
ExRA is a cloud-based platform that provides real-time reporting for your institution's commercial lending portfolio.
Commercial Lending Software: Creditable
Creditable is a customizable, web-based small business and commercial lending software solution that allows you to efficiently and strategically develop and manage your loan pipeline.
While your company did offer the best financial package, we may have chosen you just because of the level of service that was provided. Having the loan completed in a low stress, helpful manner makes me a strong supporter of CBS and of course John Skeldon. I will be more than happy to talk to anyone trying to decide about a lender since I would like others to have as good of an experience as I did, and a chance to achieve their dreams.
Dr. Kittsen Mccumber
Owner
Animal Emergency and Critical Care Center of Toledo
Day Air Credit Union's partnership with Cooperative Business Services has enabled us to provide higher levels of funding throughout our region greatly benefiting our members and the communities they live in. CBS truly understand the intricacies of lending in our market and has helped us push the needle as a premier business lender. It's clear that success of each CBS credit union partner is a genuine priority of the CUSO via their dedication and eagerness to help us achieve our strategic initiatives.
Bill Burke
CEO
Day Air Credit Union
Our members and the communities we serve have benefited greatly from our partnership with Cooperative Business Services. Their expertise has helped us do more for them, more quickly, than we could possibly have done by going it alone.
Especially valuable has been our participation in a Shared Business Development model in partnership with other area credit unions. By combining our resources in this way, we've been able to make businesses (and the competition) take notice of what we can do."
Barry A. Shaner
President/CEO
Directions Credit Union
News & Highlights
10.04.2024
Pathways Financial Credit Union honored with Springfield Business of the Year Award
Continued community beautification efforts lead to recognition for a third consecutive year.
07.25.2024
Why a Credit Union is Safer Than a Bank in a Financial Crisis
Credit unions offer unique advantages that can provide greater security and peace of mind during financial downturns. Find out why a credit union can be a better choice.
05.06.2024
April 25th was “take your kid to work day”, an opportunity intended to give children a glimpse into the working world through the guidance of their parents. In this case, CBS was thrilled to host one of our employee’s granddaughters for the day! Her day consisted of filing, scanning, organizing, and copying paperwork, as well as preparing packages for shipping. It was a pleasure having her in the office for the day!
